Finza does not connect directly to your bank account or store your banking credentials. You stay in full control - you can log transactions manually or import a CSV from your bank’s internet banking portal.

All your data is encrypted in transit and at rest. We never sell your financial data to third parties. Your numbers are yours, period.

Yes, LKR is the default currency, and Finza fully supports multi-currency tracking. If you receive a salary in USD or AUD, or shop on international sites, you can log those transactions in their original currency and Finza will display everything in LKR using the exchange rate you set.

This is especially useful for freelancers, remote workers, and anyone who regularly sends or receives money across borders.

When you add a transaction, Finza’s smart categorisation engine assigns it to a category - Food & Dining, Transport, Bills, Shopping, Health, Entertainment, and more based on the merchant name or description you enter.

• You can override any category at any time with a single tap.
• Finza learns your habits over time, so it gets more accurate the longer you use it.
• You can also create custom categories to match your lifestyle — for example, “Tuition Fees”, “Kadala”, or “Three-Wheeler”.

Absolutely. You can create as many savings goals as you like — a trip to Ella, a new laptop, an emergency fund, or a down payment on a vehicle. For each goal you set:

• A target amount and a deadline
• A monthly contribution amount that fits your budget

Finza tracks your progress with a visual goal meter and nudges you when you’re off-track, so you stay motivated without having to stare at a spreadsheet.

Yes, Finza has a generous free tier that covers everything most individuals need:

• Unlimited transaction logging
• Automatic categorisation
• Up to 3 savings goals
• Monthly spending summaries
• LKR & one foreign currency

The Finza Pro plan unlocks advanced analytics, unlimited goals, multi-currency support, CSV export, and priority support. You can upgrade, downgrade, or cancel anytime — no contracts, no hidden fees.

Spreadsheets are powerful, but they don’t send you a nudge when you’ve overspent on dining, they don’t animate your progress toward a goal, and they certainly don’t ask you questions in plain English.

Finza does all the number-crunching in the background so you can just live your life. Most users who switch from spreadsheets tell us they save 2–3 hours a month and actually look forward to checking their finances because the experience is designed to feel good, not stressful.

Your financial data belongs to you, full stop. Here’s our privacy promise:

• We don’t sell your data, ever, to anyone.
• We don’t share it with advertisers or third parties.
• You can export everything as a CSV at any time.
• You can delete your account and all associated data permanently from within the app, no hoops to jump through.

If you ever have questions about how your data is handled, reach us at info@finza-money.com and we’ll respond within one business day.